*Deductibles and insurance coverage.
All patients are responsible for confirming that their insurance policy includes naturopathic services. Patients are responsible for any amount that their insurance denies. If you are unsure of your insurance coverage we will ask you to pay at time of service.
Please understand the difference between Wellness visits and Standard/Acute visits. Please be aware that wellness visits are billed differently from standard and acute visits. By law all “preventive” visits (well child checks, well adult checks, routine gynecological exams) are covered at 100% by insurance plans. These preventive visits do not have copays or get applied to a deductible. Other visits, like for depression, fatigue, an ear infection, strep throat, bladder infection, etc, DO get applied to deductible AND may have a copay.
For example, if your child has regular wellness care but then needs to be seen for an ear infection (an acute visit) – you will likely NOT get a bill for the wellness visit, but MAY get a bill for the acute visit. This often depends on your plan and deductible.
Phew, we know that navigating the world of insurance is tricky, but we’re happy to help you through it. 🙂
**Other fees
Vaccines, vaccine administration fees, standardized tests (like developmental screens for children), blood draw fees, in-house Strep tests, urinalysis, etc., are not included in the prices above. For a full list of services please simply ask, we always have a comprehensive list handy.
