Fees
Here at Montana Whole Health it is our goal to be fully transparent with our fees for services.
We are happy to submit a claim to your insurer for you. We are in-network physicians with many insurance plans. However, many individual plans specifically exclude naturopathic services. You are responsible for verifying your insurance benefits, and you will be responsible for paying the portion that your insurance does not cover.
Verify Your Insurance Benefits
All patients receive a “Time of Service” discount for paying for their visit the day of their appointment. All prices listed below are effective January 1st, 2026.
Unfortunately naturopathic physicians are not included in Medicare or Medicaid health plans, including CHIP (Healthy Montana Kids). These patients should expect to pay at “Time of Service.” We would like to clearly state that this is not our choice, but due to the fact that naturopathic physicians are excluded from these programs. All patients who qualify for Medicaid or Healthy Montana Kids may receive a 20% discount on all visits at Montana Whole Health. Just show your valid HMK or Medicaid ID card at your visit!
Standard visits
First visit fees
| Paid at appointment (includes Time of Service discount) | Billed to Insurance | |
| New Patient Appointment, Moderate Complexity (45-60 minutes) | $315 | $350 |
| New Patient Appointment, High Complexity (45-75 minutes) | $380 | $410 |
| Prolonged services (each additional 15 minutes) | $50 | $50 |
Returning visit fees
| Paid at appointment (includes Time of Service discount) | Billed to Insurance | |
| Returning Patient Appointment, Moderate Complexity (25-30 minutes) | $165 | $190 |
| Returning Patient Appointment, High Complexity (45-60 minutes) | $215 | $260 |
| Prolonged services (each additional 15 minutes) | $50 | $50 |
Most patients will have an appointment lasting approximately 30 minutes for follow-up visits. Longer appointments and/or prolonged services may be needed for patients with multiple complex issues, or who require communication or coordination with other medical providers. Some patients may need extensive research or medical review and may also require additional time.
Labs
Between your first and second visit your naturopathic doctor may order labwork. These fees are not included in the prices listed above, but are an essential part of forming your plan. For patients with high deductibles or no health insurance we work with Community Medical Center outpatient lab as well as a number of functional health laboratories to provide affordable lab services.
Wellness Visits
| Paid at appointment (includes Time of Service discount) | With insurance that covers naturopathic services | |
| New Patient Well Child Check | $265 | Billed to insurance, no cost to patient* |
| Returning Patient Well Child Check | $185 | Billed to insurance, no cost to patient* |
| New Patient Adult Wellness Visit (including gynecological exam, if required) | $365 | Billed to insurance, no cost to patient* |
| Returning Patient Adult Wellness Visit (including gynecological exam, if required) | $265 | Billed to insurance, no cost to patient* |
Acute visits
| Paid at appointment (includes Time of Service discount) | Billed to Insurance | |
| Acute visit (ear infection, diaper rash, etc., 15-20 minutes) | $115 – $165 | $155 – $190 |
*Deductibles and insurance coverage.
All patients are responsible for confirming that their insurance policy includes naturopathic services. Patients are responsible for any amount that their insurance denies. If you are unsure of your insurance coverage we will ask you to pay at time of service.
Please understand the difference between Wellness visits and Standard/Acute visits. Please be aware that wellness visits are billed differently from standard and acute visits. By law all “preventive” visits (well child checks, well adult checks, routine gynecological exams) are covered at 100% by insurance plans. These preventive visits do not have copays or get applied to a deductible. Other visits, like for depression, fatigue, an ear infection, strep throat, bladder infection, etc, DO get applied to deductible AND may have a copay.
For example, if your child has regular wellness care but then needs to be seen for an ear infection (an acute visit) – you will likely NOT get a bill for the wellness visit, but MAY get a bill for the acute visit. Similarly, if your child has a regular wellness visit but requires additional time to manage an ongoing, chronic problem (e.g., asthma, or ADHD), especially if they require a referral, you may get a bill for the additional time spent managing the ongoing problem. This often depends on your plan and deductible.
Phew, we know that navigating the world of insurance is tricky, but we’re happy to help you through it. 🙂
**Other fees
Vaccines, vaccine administration fees, standardized tests (like developmental screens for children), blood draw fees, in-house Strep tests, urinalysis, etc., are not included in the prices above. For a full list of services please simply ask, we always have a comprehensive list handy.